Blue Water Wealth Management at Steward Partners

“You could say my job is managing wealth. But to me, it’s not a job at all—it’s a passion and a promise. I hope that the information and advice I provide over time can make a valuable difference in your life as you pursue your goals and embrace the future.

“I want to be your partner and sounding board, providing meaningful perspective no matter how complex your situation. Most importantly, I can put our firm’s extensive global resources and industry-leading insights to work for you, so regardless of market conditions, you’ll always have a clear direction and a strategy to guide you.”

Christopher E. McAdoo

Chris is a founding partner and key member of the Blue Water Wealth Management Group. With over 30 years of experience in the financial services industry, Chris leverages his experience to define and deliver Blue Water's unique processes which we refer to as the Blue Water Way. In addition, as team leader he focuses on business development, client relations, and community outreach. Prior to joining Steward Partners in 2020, Chris joined Paine Webber (later UBS Financial Services, Inc.) in 1989 and later worked at Smith Barney and Merrill Lynch before returning to UBS in 2006.

Prior to embarking on his financial services career, Chris joined the U.S. Air Force in 1981 and served proudly for six years in Japan and Greece in what is now known as the Air Force Intelligence Agency. Chris attained a degree from the Community College of the Air Force and then attended the University of Maryland. He holds the Series 7, 63 and 65 securities licenses, in addition to the Florida health and life insurance and annuity licenses.

Chris and his wife, Sarah, live in Dunedin and have three children. When he is not doting on his two grandsons, Chris enjoys gardening, fishing, playing the trombone, and cooking. He is committed to supporting his community across a wide range of activities. Chris is a former board member and chairman of the Clearwater Family YMCA, serving over 15 years and culminating in a successful campaign to rebuild the facility. He currently serves as President on the Clearwater Jazz Holiday Foundation board, working to provide music education through scholarship, educational activities, and community outreach. Chris and Sarah also support the Dunedin Fine Arts Center, Gracie's Big Splash, Lauren’s One Wish Foundation, Boley Center for Behavioral Healthcare, NAMI and the Clearwater Jazz Holiday Foundation.

“It’s easier to make the right decisions when you’re guided by advice that’s focused on what matters most to you.

“That’s why my first priority is to talk with you about your personal and professional financial goals. I’ll maintain that open dialogue throughout our relationship, so that the course of action we decide on is relevant to your life and circumstances today, while looking strategically toward the future.

“With access to the broadest selection of resources from Raymond James and our external partners, I will help you explore opportunities to grow and preserve your wealth while preparing for potential obstacles as we work together over time.”

Richard W. Humphrey, CFP®, ChFC®

Richard is a founding partner and key member of the Blue Water Wealth Management Group. As a member of the team's investment committee and planning committee, he focuses on developing, implementing, and actively managing customized plans for individuals and their families, as well as providing risk management and investment strategies. Prior to joining Steward Partners in 2020, Richard began his financial planning career at UBS Financial Services, Inc. in 2001. Richard is also a proud U.S. Marine Corps veteran and served four years as an avionics technician. After his service in the military, Richard worked as an associate electrical engineer in research and development for Ametek.

Richard has attained the CERTIFIED FINANCIAL PLANNER™ certification, Chartered Financial Consultant ® designation, Senior Portfolio Manager, and holds the Series 7, 31 and 66 securities licenses, as well as the Florida Health and Life insurance and annuity licenses. In addition, he earned a bachelor’s degree in Finance from the University of South Florida, graduating Magna Cum Laude.

Richard and his wife, Anita, live in Tampa and enjoy traveling, kayaking, biking, reading, and playing a challenging round of golf. They are blessed to have three children and a large family, spread across the United States. In addition to his career, Richard believes it is vital to give back to his community through service and accountability. He actively supports the Clearwater Jazz Holiday Foundation in its efforts to benefit music education through scholarship and educational activities.  Richard has also served as a board member for several community organizations.

Certified Financial Planner board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

"Working together we can map out a comprehensive range of solutions to address your life goals."

Christina A. Elam, CFP®

Christina began her career in wealth management in 2011 as a Research Associate at an independent firm in northern Virginia. Transitioning to UBS in 2013, she held the role of Wealth Management Associate before joining Raymond James in 2020. She holds both the Series 7 and 66 securities licenses.

Notably, Christina obtained her CERTIFIED FINANCIAL PLANNER™ (CFP®) certification in 2016. the process of becoming a Certified Financial Planner™ (CFP®) is rigorous and demanding, requiring a combination of education, examination, practical experience, and adherence to ethical standards. Achieving this certification demonstrates a high level of expertise and commitment to providing competent and ethical financial planning services to clients.

A Cum Laude graduate from Radford University, Christina holds a Bachelor's degree in Business Administration with a core concentration in Marketing. Committed to community service, she proudly serves as a Board Member for Goodwill Industries-Suncoast, an organization dedicated to empowering individuals through employment opportunities.

Originally hailing from Texas, Christina now calls Oldsmar, Florida home, where she resides with her husband Brett. They welcomed their son, Jackson in July of 2023. In her leisure time, she finds joy in riding her Quarter Horse, running with her Dobermans, and honing in her golf skills.

Certified Financial Planner board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.